If you're from Ireland, receiving your payout thru Laser debit card may be the more convenient way.
Laser is the primary debit card system used in the Republic of Ireland.
Laser was launched in 1996 and currently has around 2.5 million customers. Six Irish financial institutions are partners in the Laser card system: Allied Irish Banks, Bank of Ireland, EBS Building Society, First Active, National Irish Bank, and Permanent TSB.
Halifax and Ulster Bank (from the 15th September 2009) on the other hand, issues the Visa Debit card, and they are the only banks to do so in the Republic of Ireland. Postbank do not offer Laser cards, but solely Maestro branded debit cards.
Laser is primarily an electronic point of sale debit card, but can also be used by telephone and internet. There is no maximum limit on a Chip and Pin transaction, and a EUR 1,500 maximum limit on all other transactions.
Laser also offers a cashback option similar to many other cards.
Laser is the only non-cash payment method that is accepted by some discount stores in Ireland, namely Aldi and Lidl. Postbank and Halifax debit cards are not currently accepted in these stores.
Laser cards are not widely acceptable for online purchases made on sites operated outside of Ireland.
For example, at present it is still not possible to use Laser with the Irish iTunes Music store (although it can be used to purchase hardware there). Also some major Irish companies such as Ryanair do not accept Laser payments.
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